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General Investment Account


Our General Investment Accounts are also based on the Islamic Investment Concept otherwise known as Mudharaba or surplus sharing. We offer you extremely flexible investment durations of 3 months to 5 years. You also have the opportunity to reinvest once the investment matures. This enables you to enjoy the benefits of your investment while maintaining compliance to the Shariah and convenient access to your funds anytime.


Benefits & Features

  • Shariah compliant, safe and convenient investment
  • Attractive Profit sharing ratios
  • Flexible Investment tenures from 3 months to 5 years
  • Option to reinvest upon maturity
  • Certificate based investment which is accepted as a pledge at MIB


Personal Account / Joint Account

Our personal or joint account services are provided for individuals aged 18 or above, and can be opened as either a USD or MVR account. Application forms can be obtained from our branches and can also be downloaded from our website here. Along with the application form, locals will be required to present a copy and the original of their valid national identity card. Expatriates are required to present the originals and copies of their passport and work permit. In order to open an account you must deposit a minimum of MVR 5,000 for MVR accounts or USD 500 for USD accounts.


Minimum initial deposit for Rufiyaa Account : MVR 5,000.00
Minimum initial deposit for USD Account : USD 500.00


Children Account

Children’s account services are provided for children aged below 18, and can be opened as either a USD or MVR account. Application forms can be obtained from our branches and can also be downloaded from our website here. Along with the application form, the parent or legal guardian will be required to present a copy and the original of their valid national identity card. If the child is between 10 to 18 years old, the original birth certificate is also required. In order to open an account you must deposit a minimum of MVR 5,000 for MVR accounts or USD 500 for USD accounts.


Minimum initial deposit for Rufiyaa Account : MVR 5,000.00
Minimum initial deposit for USD Account : USD 500.00