General Investment Account

Grow your funds quickly with our Investment Accounts. Based on the Islamic Investment concept of Mudharabah (surplus sharing) this account will provide you with excellent returns for your investment, while having the opportunity to recall your funds when you need it.

Grow your Funds

With competitive rates, put your money to work for you.


Chose the tenure that works for you. Be it 3 months or 3 years.


Opt to reinvest automatically when your placement matures.

  • Low initial deposit of MVR 5,000 or USD 500

  • Hassle-free application process. Now online!

  • Flexible Investment tenures from 3 months to 5 years

  • Automatic and manual reinvestment option

  • Detailed transactions history on internet and mobile banking

  • Children Account option to invest the funds in your child’s account

  • Exclusive profit sharing ratio

  • No early withdrawal fee/penalty

  • Must be above the age of 18.

  • Must have an active account at MIB.

  • Completely Filled Account Opening & information update Application Form

  • Original and copy of National Identity Card (Passport, Work Permit and Employment Letter; in case of expatriates)

Apply Online


Frequently Asked Questions

We operate both MVR and USD accounts.

Yes you will be charged as per the List of Bank Charges.

An account where there is no transaction created by the customer for a period of more than 2 years. 

Yes, you can open both USD and MVR investment accounts accounts

You can send a request to withdraw. Please note that based on the terms and conditions of GIA you maybe foregoing all profits by withdrawing before the maturity date. Please inquire within to find out how this affects your Investment Account.

We publish the profit rates for each month at the beginning of the subsequent month. It is updated regularly on our website.